Credit Repair | Business Funding

GET THE THINGS YOU WANT IN LIFE

Improve Your Credit Score Today!

We assist you with removing inaccurate items from your credit report to help improve your credit score so you can one day get approved again.

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Free Consultation

Who Are We?

We are a national credit repair and restoration company working with clients and creditors...

Our Mission

We are a growing credit restoration company specializing in restructuring and building your lost credit...

Identifying The Problems

Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down.

Challenging The Bureaus

Once we have identified all of the information that is not verifiable, inaccurate or misleading, we input it into our system.

Analyzing The Updated Reports

After the updated reports have come back in from the suppliers, we will go over them once again to verify the inaccurate,

Weekly Education

During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score.

We set high expectations

We set high expectations for ourselves as a credit repair company. You can expect only the best service from our team of credit experts. In the economic industry, we are dedicated to helping our clients get back on financial track. We are here to assist you on the journey. We work with credit bureaus and creditors to fix and rebuild tarnished credit. Let our services and experience speak for themselves. We are highly dedicated to ensuring you attain the highest credit score possible, and will work on your individual case for inaccurate information on credit reports.

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How It Works

Free Consultation

Do you have questions before we start helping you raise your credit score? No problem—we can offer you a free consultation. Just give us a call.

Personalized Strategy

Every customer's situation is different. We build a customized credit strategy to help your reach your goals within the maximum time.

Rejoice in Results

We can’t guarantee your results, but what we can say is that most of our customers start seeing the best results within 90 days of signing up for our service.

Our Promise

Our top priority is to assist you with increasing your credit score and rebuilding your credit. Our team is here to help you with any questions.

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Timeline: Trust The Process

Day 1

YOU GET STARTED! You made the choice to get on the right track and get your credit file in order. We are glad...

Day 2

WELCOME! Usually, you will get a call the day after you start your service with us from one of our dedicated staff members....

Day 3

Hopefully by day three you will have provided us access to your credit monitoring account and our staff will be combing through it...

Day 4

Usually by this point, your audit is complete and delivered to you... It is at this time that your Audit Fee will be...

Day 5

Usually around this time is when you will begin the deletion/Repair portion of our service. We will begin communicating with credit bureaus, creditors,...

Day 6-37

This is where the real work happens... Bureaus are conducting investigations, creditors are checking info, and collection agencies are validating accounts. You will...

Day 38

This is a BIG day... this is the first time we review for changes on the report. We will know if the collection...

Day 39

The day after you receive your invoice is the day we will charge your payment. If you have a large number of deletions...

Rinse and Repeat

THEN START BACK AT DAY FIVE! WE WILL CONTINUE TO WORK IN THIS CYCLE UNTIL WE HAVE FIXED ALL ITEMS, OR EXHAUSTED ALL...

Judgements

90%

Collections

80%

Late Payments

95%

Inquiries

88%

Why Should I Choose Your Company?

We don’t only work to remove the negative inaccurate information from your credit report, we also give you the information you need to increase your credit score.

How Long Does it Take to See Results?

You can expect to see results in as little as 30 days, with it taking up to 90 days in some cases.

How Will You Get My Credit Report?

There are a few different ways we can do this. You can sign up for something like PrivacyGuard.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.

Get Started For Only $99.00 a Month!

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What Our Clients Have to Say

  Great people and service. They provide a lot of advice and guidance how to improve your credit. Highly Recommended!

Edward Araujo
4/13/2017

  Budget Credit is the place to go for your credit restoration needs. Very knowledgeable and a team of great ppl to work with!

Nosha Freely Spoken
4/12/2017

  Budget360 offers the best service when it comes to restoration and student consolidations! They are very knowledgeable in repairing and building credit.

Miquelda Saint Elus
3/08/2017

  Rose Allure is our gal! Professional throughout the entire experience! I recommend her to all my friends!

Corey Bolton
4/12/2017

  Very knowledgeable, passionate and trust worthy company! I would highly suggest using their service:)

TeeTee Williams
4/12/2017

  Excellent company. Well run. Cares deeply about customers. They get it done. The real deal! ✅

Howard Cutler
4/14/2017

  Great company. They give a lot of advice on how to improve your credit. They have a great program and very reasonable prices! Highly Recommended!

Ramsey Cory Alan Coulter
4/12/2017

  Excellent company to work with reliable and knowledgeable. My credit score went up over 100 points within 3 months of starting with this company

Kiara Martin
4/13/2017

  Affordable and knowledgeable the services they provide are beneficial to everyone. It is of utmost important to have great credit nowadays and Budget Credit 360 will do it for you.

Jasmine Payne
4/13/2017

  This was a great experience. My credit increased by 75 points in 6 months. Now i am able to use credit with no more disappointments. Rose was very knowledgeable and professional. I believe this service is priceless. thanks for all your help, Mike

Mike Hammer
8/22/2016

  I would recommend this company. The staff is awesome!

Sevella Turner
4/13/2017

  Within three months of working with Rose, I opened a secured credit card, consolidated my student loans, and followed her advice to improve my credit score by 100 points! Not only is Rose knowledgable and professional, she is passionate, patient, and willing to go the extra mile. I would never hesitate to refer anyone who needs help with their credit to her, if I could give her 10 stars I would!

ImStill Toni
10/06/2016

  My husband and I have just started with Rose and she is very knowledgeable about credit and financesRose is very optimistic about everything which makes me feel better about my situation. Thanks for everything Rose

Shacana Jones-Andre
8/31/2016

  Rose is a joy to work with and is very dedicated at what she does. She will get you your desired results if you just follow what she says. You won't regret working with her

Raquel Farmer
2/14/2017

  Amazing Company . Very professional and knowledgeable.

Melika Honore
4/12/2017

  Rose is phenomenal!! Very professional and cares about her clients.

Kashi Nikole
3/08/2017